Investment Planning

Investment Planning

At NBF Services we work with you to create a customized investment program designed to achieve your personal wishes and goals. Working with a professional advisor at NBF Services makes reaching your goals easy and effortless.

Preparing an Investment Plan

Investment results can easily be obtained if you know your investment objectives and if you allocate the time to evaluate and monitor your investments on a regular basis.

Developing an investment strategy, you need to consideration a number of important factors including: age, responsibilities, investment objectives and tolerance for risk.

The next step is to evaluate your present investments and to compare them against the investment strategy. At this point changes may need to be made to the existing portfolio to make it consistent with your investment objectives.

Let’s take the first step!

We encourage you to get professional advice when preparing any investment plan. A NBF Services Advisor can help you make the right choices. Click here and contact us to schedule a no-obligation meeting to discuss yourinvestment needs.

Investment Planning Q&A

What is our Approach?

The investment strategy we recommend to you is tailored to each of your goals. Our approach is to recommend a portfolio of mutual funds designed to give you maximum diversification. If your goals are long term we will recommend a portfolio to maximize the growth potential appropriate to that time-frame. For short term objectives we will recommend using cash equivalents.

How do I maximize my returns and reduce risk?

This can be done by ensuring your portfolio is diversified. This is spreading out investment assets across the major asset classes: equity, fixed income and cash. It's the most important principle of successful investing, because having the right mix is your best way of maximizing returns and lowering portfolio risk.

Let’s take the first step!

We encourage you to get professional advice when preparing any investment plan. A NBF Services Advisor can help you make the right choices. Click here and contact us to schedule a no-obligation meeting to discuss your investment needs.

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Portfolio design

We know that successful investing involves not only choosing the right funds, but also the right combination of funds. In fact, your investment mix between equity, fixed income and cash is the single most powerful factor driving your overall return.

Use key tools in asset allocation planning

One of the key tools in asset allocation planning is the efficient frontier graph. It illustrates the trade-off between risk and return when two investments are mixed in varying amounts.

Analyzing Canadian bonds and equities over the past forty years revealed two important things. The first is thing that was determined is combining bond and equity investments is less risky than investing solely in bonds. This is because the benefit of diversification achieved by combining different types of asset classes offsets the added risk of equities in the portfolio. The second was for investors who seek to maximize returns by investing solely in equities. By adding 20% bonds to an equity portfolio you will significantly reduce portfolio risk with only a slight loss of return potential.

Doing this type of analysis requires extensive testing and sophisticated computer technology.

Diversify your portfolio for stability

Investing in one fund, or in several funds that are very similar to each other, may cause your investment returns to fluctuate more widely. The key to stabilizing returns is to combine a variety of investments with different characteristics.

Each Portfolio that we work with is highly diversified and represents the following fundamentals:

Working with a professional advisor takes the guessing out of which funds you should invest in and can help you reach your goals easy and effortless. To arrange a meeting to review your current investment strategy click here.

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Let’s take the first step!